Learn & Play
Own your future.
Whether you're sharpening your own money game or leading a group through it - free quizzes, tools, and activities to build real financial confidence.
Choose your path
Pick the experience that fits you.
Where do you stand?
The Money Smarts Quiz.
15 questions. About 5 minutes. A clear picture of your financial readiness.
Question framing and benchmarks informed by FirstHome IQ consumer research and surveys.
Question 1 of 15
What is the minimum down payment most first-time buyers actually use?
Calculators
Real numbers, your situation.
Free, no-signup calculators and worksheets to plan your money and your move. Built and maintained by FirstHome IQ, shared here for our community.
Rent vs. Own
Compare what renting costs you over time vs. owning, with equity built and your real numbers.
Open the calculator
Affordability
Two answers: the most a lender will approve, and the price that actually fits your life.
Open the calculator
Down Payment
How much you really need, how it changes your monthly payment, and a plan to save for it.
Open the calculator
Home Wishlist
Sort must-haves from nice-to-haves and get a ready-to-send summary for your agent.
Build your wishlist
Budget Worksheet
Map income, needs, wants, and savings against the 50/30/20 rule and see what's left each month.
Open the worksheet
FirstHome IQ Courses
Three self-paced courses: Money Basics, Credit & Debt, and Buying Your First Home.
Browse courses
Calculators and worksheets courtesy of FirstHome IQ, a 501(c)(3) nonprofit advancing free homebuyer education.
Tools for your journey
Meet yourself where you are.
Whether you're just curious or actively planning to buy, these resources are clear, honest, and free. No account required.
Resource Library
Curated guides on credit, budgeting, saving, and the homebuying journey - in plain language.
Browse resources
Down Payment Assistance
Most first-time buyers don't know about assistance programs. There are 2,000+ nationwide. Find what's in your area.
Find programs
Got Mortgages University
Full lessons on credit, mortgages, and money - on demand. Built by the team behind this Foundation.
Open the courses
Request a Workshop
Bring a Money Smarts workshop to your school, nonprofit, business, or community group. Free for partners.
Request a workshop
Volunteer & Teach
Know your stuff? Help us teach it. We onboard ambassadors, facilitators, and event volunteers.
Get involved
Rent vs. Own walkthrough
Want a side-by-side comparison of renting vs. buying for your situation? Request a 1:1 or group walkthrough.
Request a walkthrough
Group activities
Run a session. Spark a conversation.
Built for educators, housing counselors, ambassadors, and anyone leading a financial literacy session. Project on a screen, gather a group, and go.
Best for: Groups of 4+
Money Smarts Jeopardy
Project on a screen, divide into teams, and test homeownership and money knowledge across six categories.
Play now
Facilitator's guideDiscussion Guides
PDF guides paired with each session - prompts, takeaways, follow-ups.
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Session Plans
Step-by-step plans for 30- and 60-minute financial literacy sessions.
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Printable Handouts
Leave-behind materials: key terms, action items, links to keep learning.
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Want a custom session for your group?
We deliver workshops in schools, nonprofits, libraries, and faith-based groups - in person and virtual.
Request a workshopGame formats, facilitation frameworks, and learner research are inspired by the work of FirstHome IQ — a national nonprofit advancing financial literacy through surveys, ambassadors, and open educational tools. We're proud to build on their public research.